The retirement age is simply a very crucial part of life that can bring many changes and challenges. 1 of the most crucial aspects is the issue of retirement. In Poland, many people do not realize that after reaching 65 years of age they can recalculate their pension, which may lead to an increase in its amount. In this article, we will find out who can exercise this right and how to apply to ZUS.
Right to recalculate a pension
The right to recalculate a pension after the age of 65 is granted to persons who have previously received a pension calculated on the basis of earlier provisions and can now benefit from a more favourable conversion. This applies in peculiar to persons who belonged to OFE and retired before 1 October 2017. specified persons may apply for a recalculation of the pension, which may lead to an increase in its amount.
Who can apply for a recalculation of the pension?
An application for recalculation of a pension may be submitted by a individual who:
* Oh, my God * She belonged to OFE and retired before 1 October 2017
* She continued her work after retiring
She retired early
It is worth remembering that ZUS does not make specified a conversion automatically. It is essential to submit an appropriate request so that ZUS can examine the application and decide whether to increase the pension.
How do I apply for a recalculation of the pension?
The application for recalculation of a pension can be made in respective ways:
* Oh, yeah * Personally at the ZUS facility
* By registered letter to ZUS
* Electronically via ZUS portal
The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website or received at the ZUS facility. erstwhile completing the application, indicate:
* Name
* PESEL number
* Address of residence
* telephone number
* Bank account number
It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application.
Waiting time for examination of the application
After submitting the application, ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with. It is worth regularly checking the position of the application on the PUE ZUS or contact the ZUS hotline if the decision has not been issued within the prescribed time limit.
Benefits of recalculating pensions
Recalculation of a pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month. According to ZUS data, in 2022 over 100 1000 people exercised the right to recalculate their pension, which brought them a full of over PLN 1.5 billion per year.
Conclusion
The conclusion of the article is that many people in Poland do not realize that after reaching 65 years of age they can recalculate their pension, which may lead to an increase in its amount. In order to exercise this right, you must apply for the recalculation of your pension to ZUS, which can be done in person, by registered letter or electronically. It is worth noting that the Social safety Office does not make specified a calculation automatically, and the waiting time for the examination of the application may extend in case of missing papers or a large number of cases to be dealt with.
More here:
Retirement after 65: Can I number on a higher pension?
