Precedent ruling of the ultimate Court on the annulment of the full frank debt agreement concluded in the course of business

Zdjęcie: Precedensowy wyrok Sądu Najwyższego dotyczący frankowiczów / ShutterStock


The ultimate Court in its judgement of 12 September 2025 (Event II CSKP 643/25) annulled the judgement of the Court of Appeal in Warsaw dismissing the claimant's claims and confirmed the anticipation of establishing the annulment of the full credit agreement linked to the currency of CHF concluded by the entrepreneur with Getin Noble Bank S.A. (now in bankruptcy). This is yet another ultimate Court ruling confirming the nullity of the full credit agreement concluded by the alleged Francowicz-entrepreneur and not only the nullity of the provisions of the agreement relating to the abroad currency.