The Social Insurance Institution offers a variety of benefits for eligible persons, but there is small awareness of the training pension. The low level of requests to grant it suggests that fewer people are aware of specified support. Who precisely can apply for a training pension and how long can it be used? What are the conditions for receiving this benefit and what amounts can be expected?
The training pension is 1 of many benefits offered by the Social Insurance Institution. This is financial support for those who want to return to the labour marketplace by gaining fresh professional skills or changing their career direction. However, compared to another forms of support, it is seldom reported and used.
The conditions for entitlement to a training pension shall include certain criteria, specified as the position of the individual incapable to work and the required contribution and non-contributory period, which is subject to age at the time of incapacity for work. Persons who fulfil these conditions may apply for this benefit, which is originally provided for a period of six months. Nevertheless, it is possible to extend this period up to 36 months.
The amount of the training pension is 75% of the pension base, with the minimum amount not lower than the lowest pension for partial incapacity for work, which from March 2023 is PLN 1191.33. Where incapacity is due to accidents at work or occupational diseases, the amount of the training pension increases to 100% of the pension base.
Training pension. Who's entitled
The Social Insurance Institution has a training pension in its offer, which is 1 of the available benefits. This is support for those who want to return to the labour market. It is financial assistance provided by the Social safety Office to support those who want to get fresh professional skills or to change the direction of their careers. The conditions for obtaining this benefit are clearly defined but can be reached for persons who meet the applicable criteria.
The training pension is provided for the duration of the six-month course, but it can be extended up to 36 months. Its amount is 75% of the pension base, but must not be lower than the lowest pension due to partial incapacity for work, which since March 2023 is PLN 1191.33. Where incapacity is due to an accident at work or occupational disease, the training pension shall be paid from the accident fund and shall be 100% of the pension base.
There are circumstantial conditions to be met in order to be eligible for a training pension, namely a individual must be declared unfit for work and meet the requirements for a contribution and non-contributory period, depending on age at the time of incapacity for work.
However, despite the availability of this benefit, it appears to be not popular with possible beneficiaries. The example of Lower Silesia shows that there is no payment of the training pension for respective years. This may consequence from a low level of awareness of this provision or from its limitations in relation to the needs and expectations of those seeking support.
Sometimes, information about specified benefits does not scope people who could benefit from them, which leads to a situation where possible beneficiaries do not benefit from these opportunities. Promotion and education of existing support options and dissemination of information on the criteria and conditions for obtaining specified benefits could increase their usage by persons who are entitled to receive them.
– Our clients very seldom apply for this kind of pension. For respective years now in Lower Silesia, we have not paid any training pension – said Iwona Kowalska-Matis Regional Press spokesperson ZUS in Lower Silesia.
Information about the training pension has inactive not penetrated employees' awareness. fewer people know how to apply for this provision and thus complete various types of vocational courses that will let for another job.
How do I apply for a training pension?
You can usage the form available on the website www.zus.pl or log in to the ZUS Electronic Services Platform (EUP) and submit your application online to apply for a pension due to the fact that you are incapable to work at ZUS. The form can besides be obtained in individual at the information point in the client service area in any ZUS unit.
The required information attached to the application shall include contribution and non-contributory periods, documentation confirming employment past or another periods specified as work, business activity, military service, the collection of unemployment benefits, parental leave or higher education. In addition, papers supporting the remuneration and wellness certificate OL-9, which may not be older than 1 period from the date of the application, as well as possible medical documentation, are required.
If the insured individual remains in employment, a professional interview may be necessary. Where the application concerns annuity due to incapacity for work caused by an accident on the way to work or from work, an accident card or a protocol shall be attached to establish the circumstances and causes of the accident drawn up by the employer.
The decision to grant a training pension opens up the anticipation of participating in retraining courses. ZUS directs a pensioner to the region office, which is tasked with uncovering the right training, preparing to work in a fresh profession for a given person.
According to the Social safety Office, it is the doctor who states that the individual can be re-qualified and that the affirmative decision to grant a training pension allows for participation in transfer courses. Ultimately, the county's office of work is liable for uncovering the right training to prepare for work in a fresh profession for the pensioner.
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