TEU: Not all breach of information obligations means free credit

Zdjęcie: Trybunał Sprawiedliwości Unii Europejskiej


The judgement confirms the request to amend Polish rules allowing disproportionate sanctions for free credit. They are instrumentally utilized by law firms operating exclusively to maximize their own profit, not to defend consumers from whom they buy claims for 10-20 percent of the value. On Thursday 13 February 2025, the Court of Justice of the European Union issued a judgement (signature C-472/23) on the basis of questions referred for a preliminary ruling [...]