Subaccount in ZUS 2025 - what is it and who has it? Can you retreat money from a sub-account during your life or before retirement?

Zdjęcie: Co to jest subkonto w ZUS i kto je ma? / shutterstock


The ZUS subaccount is an individual pension account, where funds forming part of the pension contribution are collected. Does everyone have a sub-account at ZUS? Can you retreat money from a sub-account during your life or before retirement? If so, when? We explain