Polsat News is another average that has addressed the subject of clauses not permitted in consumer loans and the anticipation for borrowers to benefit from the SKD. In the material, the writer presents the subject by giving the level to the borrower, economist, typical of ZBP and our expert – Dr. Jędrzej Jacira.
Mr. Mariusz, after his boy was born, decided to replace the flat with a house. Savings were adequate to buy the property, but not the equipment. That is why Mr Mariusz decided to borrow. The deal with the bank didn't rise any suspicions, so he signed. Then, from friends, he heard about the Free Credit Sanctions. This is how the material “Kredyt under the mirror” begins, which aired the station Polsat News on 26.08.2024, in which our expert said, among others, “For example, the client received PLN 100,000, but already PLN 105,000 was credited, in connection with the commission credit, from which interest was then charged‘. According to our opinion, this should not be the case due to the fact that the interest was or is charged on the amounts which the borrower did not receive at his disposal. Moreover, there are more objections to credit agreements. Therefore, we look forward to the answer of the Court of Justice of the EU to the questions referred for a preliminary ruling by the territory Court for Łódź-Śródmieście, XVIII civilian Division (file number: XVIII C 1233/23), which will explain many doubts about the subject.
You will learn the details of the questions by reading the comment of our expert – adw. Sandra Ostrowska, in News on our website:
Comment on the questions referred for a preliminary ruling on SKD (file number: XVIII C 1233/23)
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