Retiring is an crucial step in each of us' lives. However, many people do not realize that after the age of 65 it is possible to recalculate the pension. This option is available to those who have previously retired calculated on the basis of erstwhile government and can now benefit from a more favourable conversion.
Who can claim a higher pension?
The right to recalculate a pension is granted to persons who belonged to OFE (Open Pension Funds) and retired before 1 October 2017. This besides applies to those who continued to work after retiring or retired early. To exercise this right, a request for recalculation of the pension to the Social Insurance Institution should be submitted.
How do I apply for a recalculation of the pension?
The application for recalculation of the pension can be made in respective ways. It can be downloaded from the ZUS website or received at the ZUS facility. erstwhile completing the application, all required data must be provided, including: name and address, PESEL No, telephone No, email address, pension data, premium and non-contributory periods, as well as possible additional certificates concerning, for example, the continuation of work after retirement.
Recalculation application form
The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website or received at the ZUS facility. The model of the completed application can be found on the ZUS website. It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application.
Time of examination of the application
After submitting the application, ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with. It is worth regularly checking the position of the application on PUE ZUS or contact the ZUS hotline if the decision has not been issued within the prescribed time limit.
Result of recalculation of the pension
Recalculation of pension after 65 may lead to an increase in pension. The exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month. According to ZUS data, in 2022 over 100,000 pensioners exercised the right to recalculate their pension, with an average pension increase of PLN 250 per month.
Pension advisers
In case of doubt, you can besides usage the assistance of pension advisers available at the Social Insurance Institution or contact the Social Insurance Institution. Pension advisers are trained to assist pensioners in matters relating to retirement, including the recalculation of pensions.
Conclusion
Recalculating a pension after 65 is an option that can increase pensions for pensioners. In order to exercise this right, a request for recalculation of the pension to ZUS should be submitted. It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application. After submitting the application, ZUS is obliged to respond within 60 days.
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Retirement after 65
