According to ZUS data, there are over 7.5 million pensioners in Poland, most of whom receive pension below PLN 2,500 per month. Many people do not realize that erstwhile they scope 65 they can recalculate their pension, which may consequence in an increase in their pension. In this article we will find out who can apply for a higher pension and how to apply to ZUS.
Who can apply for a recalculation of the pension?
The right to recalculate a pension after the age of 65 is granted to persons who have previously received a pension calculated on the basis of earlier provisions and can now benefit from a more favourable conversion. This applies in peculiar to:
* Persons who belonged to OFE and retired before 1 October 2017.
* Those who continued to work after retiring.
* People who have retired early.
It is worth remembering that ZUS does not make specified a conversion automatically – it is essential to submit an appropriate application. If the pensioner does not submit an application, the Social safety Office will only recalculate the pension ex officio after reaching an increased retirement age which may in any cases exceed 65 years.
How do I apply for a recalculation of the pension?
The application for recalculation of a pension can be made in respective ways:
* Oh, yeah * Personally at the ZUS facility.
* Through the Polish Post Office.
* utilizing the e-IRS platform.
In order for the application to be considered, all the required papers confirming the contribution and non-contributory periods, as well as any additional certificates concerning, for example, the continuation of work after retirement, should be attached. The application form for recalculation of the pension (ZUS-ER-WPS) can be downloaded from the ZUS website or received at the ZUS facility.
When completing the application, indicate:
* Name.
* PESEL number.
* Address of residence.
* Bank account number.
* Information on contribution and non-contributory periods.
It is worth making certain that all the data is entered correctly, as errors will extend the waiting time for processing the application. The model of the completed application can be found on the ZUS website.
In case of doubt, you can besides usage the assistance of pension advisers available at the Social Insurance Institution or contact the Social Insurance Institution. After submitting the application, ZUS is obliged to respond within 60 days. However, this time may extend in the case of missing papers or a large number of cases to be dealt with.
Is it worth recalculating the pension?
Recalculation of a pension after 65 may lead to an increase in pension, but the exact amount depends on individual circumstances. In any cases pensioners can gain even a fewer 100 PLN per month. According to ZUS data, in 2022 the recalculation of the pension resulted in an increase of PLN 435 per period on average. It is so worth considering the application for recalculation of a pension, especially if the age of 65 has been reached and a pension has been previously drawn up based on erstwhile legislation.
More here:
Retirement after 65: How to recalculate your pension
