Inflation, which ruins our home budgets, indicated as much as 57% of participants in the survey commissioned by the National Debt Register. Another concern: hacker attacks, false text messagesOn the second place on our list of 2026 fears, there were unexpected large expenses, specified as medical expenses or repairs. They were indicated by 47 percent of respondents. Another crucial hazard is the failure of money as a consequence of cyber fraud. This threat was identified by 28 percent of respondents. They fear losing money as a consequence of hacker attacks, false text messages or spoofing methods. This is more than a fear of a deficiency of savings (25%), occupation failure or a fall in income (22%). 1 in 3 respondents besides pointed to the hazard of stealing money. Cybercriminals are increasingly attacking people, not systemsThe Poles before cyber frauds are not sucked off their fingers. According to data from the Ministry of Digital Affairs, by December 2025 more than 222 1000 cybersecurity incidents were reported in Poland. That's twice as much as a year ago. From January to November CERT Poland only blocked over 1.8 million text messages utilized in phishing campaigns. The most online scams are feared by people over 65 years of age. There are 39 percent of those surveyed in this group. In comparison, among people aged 18-24 there are 21 percent of
them.The authors of the study emphasize that cyber criminals attack systems little and little often. Most people. "They impersonate banks, offices, or even loved ones, utilizing time force and fear of losing money. In 2026 specified attempts will be more and their credibility will grow," they forecast. Read also:
