More than half of Poles (54%) measure their material situation as good – according to the latest investigation of Zymetry. Despite the fall in inflation, many inactive reduce regular spending, although to a lesser degree than in erstwhile years. What are the main trends in Polish portfolios? Which generations are the most optimistic, and which fear a deterioration in financial condition?
1. Financial stableness of Poles – most measure their situation positively
Test "Tracking Moods: Spring moods of Poles and Poles" shows that 54% of respondents see their financial situation as good. This trend has continued since the beginning of 2024.
– "The second wave of investigation shows that people who see improvement are the same (27%) as those who feel deterioration and almost half (46%) feel no change" – says Kamila Hernik of Zymetry.
The most optimistic are younger generations:
- 39% Generation Z and 35% millenniums (Generation Y) anticipate to improve their situation.
- The most pessimistic are Baby Boomers 35% are afraid of a financial deterioration.
2. Inflation is falling, but prices are inactive rising – what do we feel most?
Although inflation slows down until 86% of Poles inactive notices an increase in prices. The most noticeable increases are:
- food (74%),
- flat fees (59%).
Increases in terms of:
- cosmetics and home chemistry,
- services,
- Sweets.
– "Wages, including minimum wage, increase faster than inflation, which begins to affect consumption growth" – comments Hernik.
3. Poles save little on everyday expenses, but with more shopping
Compared to last year, less people reduce spending on:
- cosmetics and home chemistry (23%).
- Food (21%),
- Transport (11%),
- medicines (9%).
However, 40% of Poles still:
- with more expenditure,
- He's saving money for the future.
– "Some categories of expenditure, specified as housing, medicines and fuel, are kind of basic and even rising prices do not reduce them" “The expert adds.
4. Concerns of Poles: war, inflation and the economical future
More than half (54%) are curious in planet events, but 27% gave up tracking them due to overwhelming.
Biggest fears for the coming months:
- Increase in food prices (43%),
- Higher maintenance costs (42%).
- Risk of war in Poland (29%).
– "The floods before the war are rising compared to the erstwhile year, although they are inactive lower than just after the outbreak of the war in Ukraine" Hernik emphasizes.
5. Poles on politics: Trump is bad for the EU, but the US remains an crucial ally
Strength 62% of Poles believes that Donald Trump's actions are Unfavorable to the World, a 67% for the European Union. In parallel:
- 52% identifies the EU as a key economical ally,
- 37% - The United States.
Summary
The financial situation of Poles is slow stabilising, but differences between generations are clear. Young people are more optimistic, while older ones are afraid of deteriorating their situation. While inflation is falling, prices are inactive rising and many citizens are holding back with more spending.
Will this trend continue? Everything depends on further economical and geopolitical changes.
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Poles about their finances: Youth Optimism vs. the Concerns of the Older Generation
