11 million Poles may not realize that they live in buildings intended for demolition in the coming years. Experts say that most of these facilities will last for decades, provided residents are aware of the upcoming changes.
Surprising NBP data: Poles like to save alternatively than spend
According to the latest data published by the National Bank of Poland (NBP), in February 2025 the value of money supply M3 increased by PLN 27.6 billion, reaching a full amount 2 trillion PLN 496.7 billion. This increase was mostly fuelled by household deposits, which increased by PLN 19.3 billionwhat constitutes 1.4% increase compared to the erstwhile month.
It is besides interesting that household debt increased by PLN 0.5 billion, which is 0.1%, reaching a value PLN 798.4 billion. However, despite this increase in debt, the overall trend indicates increased caution spending money. Poles like Collect savings, which may consequence from economical uncertainty or another factors affecting their financial decisions.
Future Forecasts: What does this data mean for the economy?
Experts point out that this may be the case dual impact to the economy. On the 1 hand, high savings can be a stabiliser in hard times, providing financial reserves for households. On the another hand, low consumption expenditure dynamics can brake Economic growthbecause lower consumption leads to decline in demand in the market.
In addition, high level of deposits in banks may propose that Poles avoid investment in more risky financial instruments specified as equity or investment funds. This may be due to Lack of trust to capital markets or willing security their savings before possible losses.
What should authorities and financial institutions do?
Faced with specified trends, both State authoritiesand financial institutions should take action to:
- Financial education citizens to increase their awareness of the different forms of investment and financial management.
- Stimulating consumption, for example by introducing programmes supporting expenditure on national goods and services.
- Encouraging investment in financial instruments that can bring higher returns than conventional bank deposits.
Data of the National Bank of Poland for February 2025 shed fresh light on financial behaviour of Poles. The expanding value of deposits and the simultaneous increase in debt propose complex financial situation society. Monitoring these trends in the coming months and taking action to sustainability of savings and consumptionto guarantee stability and dynamic development the economical country.
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Poles keep PLN 1.3 trillion in accounts! National Bank of Poland reveals amazing data on money supply
