PKO BP prepares fresh functionality for its customers, which will surely facilitate regular transactions. Under the strategy BLISTER the bank announces an option Transfer requestswhich users will be able to usage in the close future. This new, although announced in the bank's regulations, will not enter into force immediately, but customers should anticipate it in the coming months. This change has the possible to become another step in the improvement of mobile payments in Poland.
BLIK strategy new: Transfer request
PKO BP introduces a function which is not yet offered by most another Polish banks. As of 6 May 2025, the bank will enable its users to usage the option BLIC transfer requestswhich will shortly be implemented on a large scale. Although the date of the amendment is announced, the bank stresses that users will not be able to usage this function immediately, its availability will be announced in a separate communication.
What does this novelty mean? Basically, in the BLIC system, recipient the transfer initiates the full transaction. How does this work in practice? The recipient sends a request to the sender to transfer funds. The sender receives notification of specified request and then has 72 hours to accept. Upon acceptance, funds will be automatically downloaded from his account and transferred to the account of the individual who made the request.
Why is this news worth waiting for?
Transfer request is simply a solution that will surely attract people utilizing the BLIK strategy all day. So far in this system, transfers have been initiated by Consignor, which in the case of various transactions, e.g. returns for purchases, could affect additional formalities. With the fresh solution, the recipient will have full control over the initiation of the transfer, which in many situations can accelerate the payment process.
Moreover, this functionality will be of large importance in the context phone transfers. specified transactions are becoming increasingly popular, and the fresh solution will make the payment process even simpler, expanding user convenience. The recipients will not gotta contact the broadcaster to find the details of the transfer, which will surely have a affirmative impact on the liquidity and pace of the transaction.
When will the function be available?
As already mentioned, the fresh option will be introduced on May 6, 2025but at the time of its announcement, it will not be immediately available to all customers. PKO BP notes that the exact date for its implementation will depend on the bank’s communications to be published in due time. For many users, this is information that they look forward to, due to the fact that it gives hope for faster, more convenient and more intuitive usage of the BLIC system.
How is the mobile payments marketplace changing?
The fresh PKO BP introduces is just 1 of many steps towards the improvement of mobile payments in Poland. The BLIC strategy has already become an integral part of the financial life of Poles, and specified innovations as transfer requestthey aim to make payments even simpler and faster. It is worth noting that BLIK is increasingly utilized not only for payments in online or fixed stores, but besides for interpersonal transfers, e.g. erstwhile sharing the costs of joint purchases.
The introduction of specified functions as this puts PKO BP at the leading position among banks that are betting on innovation in mobile banking. This is not only a consequence to increasing competition, but besides to the increasing needs of users who anticipate simple and fast solutions to carry out their regular financial transactions.
What does that mean for another banks?
Introduction of a request for transfer of Blik by PKO BP may be for another banks Challenge. Since this solution is not yet available in the offer of another institutions, banks may be forced to implement akin functions more rapidly to keep competitiveness on the market. Certainly, if the function becomes popular, another banks will start to consider akin innovations, so as not to fall behind in this dynamically developing field.
PKO BP introduces a fresh function into the strategy BLISTERthat allows folding Transfer requests. This innovative solution aims to facilitate the payment process and increase the comfort of users who usage this popular tool. Although the news will not be made available until May 2025, it is already of large interest. It is worth tracking developments, due to the fact that akin solutions can shortly become common in the Polish banking market.
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PKO BP introduces a novelty: BLIC transfer request