Fees for additional mandatory credit contract services are part of the full cost of the credit and must be included in the ROSO-TUSE judgement of 13 February 2025.

Zdjęcie: Opłaty za dodatkowe obligatoryjne usługi związane z umową kredytową są częścią całkowitego kosztu kredytu i muszą być ujęte w ramach RRSO – Wyrok TUSE z 13 lutego 2025 r. Shutterstock


On 13 February 2025, the Court of Justice of the European Union (TEU) took part not only in the Polish consumer credit case, C-472/23, but besides on the same day in Case C-337/23 from the request for a preliminary ruling from the Bulgarian court, which besides dealt with consumer credit issues and thus afraid the explanation of Directive 2008/48/EC.