And shortly a fresh saying a bank client will buy that as before harm so after harm stupid!
I late notified the territory Attorney's Office in Bielsko-Biała that I feel cheated by bankers, as the authoritative NBP rate is 6.75%, and my (and all another ROR holders) banker's account valued 0.01%. So the bank robs me by at least 6.74% all year.
The prosecution in Bielsko-Biała was so afraid that my application to analyse whether there was a violation of the law was sent to Warsaw.
In order to satisfy the curiosity of the readers, I will inform you that no of the Governing Banks I have indicated have been interviewed, but the territory Attorney's Office in Bielsko-Biala has recommended our wonderful Police proceeding with citizen Rajmund Pollak.
I was treated very kindly by the work officer, and the department to prosecute economical crimes due to the fact that no 1 arrested me or even was detained for 48 hours, but it was only verified that what I testified to on the police was consistent with my notification to the dishonesty of the banksters I filed in the D.A.
Of course, my evidence at the police went all the way to the Public Prosecutor's Office in Warsaw and after any not very long time I received an elaborate of the Prosecutor from the capital of Poland, which I will not quote here, due to the fact that I do not want to extend the article besides much. I will only say that the Public Prosecutor's Office in Warsaw decided that it would not prosecute banksters, due to the fact that there is no paragraph in the penal code that would prohibit banks from lowering the interest rate on savings and settlement accounts.
I besides got the authoritative position of the president of the bank who ripped me off at 6.74%. Let me quote:
Dear long-standing, well-deserved and regular customer.
The fact that your ROR is remunerated at 0.01% is due to this simple reason that it is simply a savings and settlement account, not a savings account!
I wrote to the Public Prosecutor's Office that the name of the account should not have any meaning in determining the savings interest rate and the Warsaw Public Prosecutor's Office acknowledged me right, and even this right is recorded in the justification for refusing to initiate proceedings by the same Public Prosecutor's Office.
So, in conclusion, I am right, but the bankers can sleep peacefully, due to the fact that no prosecutor in Bielsko-Biała or Warsaw dares to initiate proceedings against any president of many banks!
However, the situation became highly interesting immediately after that, due to the fact that my client advisor, who is very competent, informed me that from 1 January 2023 the bank had, of its own free will, introduced 6% of the account for the good of the clients and in addition to the funds entrusted, the bank will be feeding my ROR account due to me monthly interest. Your advisor, as shortly as I transferred most of my (small) savings into an interest-rate account of 6%, she asked: do I now have assurance in the bank? I replied that I have assurance in the bank at 0.01%, while I have much higher assurance in your client advisor due to the fact that at 6%.
Finally, I assure you that I am convinced that the interest rate increase was not in any way related to my complaint, but simply... Sometimes there are amazing coincidences. In the U.S., despite the bankruptcy of 1 of the banks, the U.S. Attorney's Office did not arrest any of its CEOs, and since the stock exchanges are going down, let them go down.
Rajmund Pollak
