According to the data quoted by the "Fact", in June the average price of OC decreased by 21 PLN and in July by another 17 PLN. Currently, the average amount of the contribution is PLN 673. The inheritance is the consequence of improving the financial condition of insurance companies. Where is the most costly OC, and where is the cheapest OC? As Rankomat counted after the first 3 months of this year: the average price of OC in the first 4th of 2025 was 19.7 percent higher than in the erstwhile year. In voivodships and provincial cities, increases ranged from a twelve to almost 25 percent. However, compared to the last 4th of 2024, in the first 3 months of 2025 there was a decrease of 0.9%.Despite the general downward trend, the price of OC inactive varies importantly depending on the place of residence. Today, the most people pay for insurance – on average as much as 889 PLN, Gdańsk (862 PLN) and Łódź (799 PLN). At least the inhabitants of Rzeszów (647 zł) and Opole (631 zł) pay for the OC. Reductions will most likely only be temporary Although current reductions can enjoy drivers, it is not expected that this trend will proceed for a long time. Despite the fall in policy prices, the cost of harm elimination and insurance service continues to increase. This means that the current reductions may be temporary and are more the consequence of a client conflict than a permanent change in the cost structure. However, this is good news for drivers – they can number on lower fees for at least the next fewer months. Now is simply a good time to compare the offers of different insurers and choose the most advantageous ones. natural penalties for the absence of OC The punishment for the absence of compulsory vehicle OC insurance depends on the dimension of the break in the insurance and the kind of vehicle. As Rankomat stated, in the case of passenger cars, it amounts to:up to 3 days – 1870 PLN, from 4 to 14 days – 4670 PLN,more than 14 days – 9330 PLN. Read also:
