The forgotten recipe gives retirement early. ZUS indicates who can gain up to 15 years

Thousands of Poles born between 1949 and 1969 inactive have an open door to end their professional career. The Social Insurance Institution recalls the provisions that let you to quit much before reaching the universal retirement age. A key condition? Performing work in circumstantial conditions or of a circumstantial nature before 31 December 2008. It is this border date that determines who can benefit from this privilege today.

Although colloquially referred to as "hard work", the Social safety Office carefully verifies each case on the basis of a historical list. Just being convinced of the harmfulness of the profession is not enough. What matters is whether the position is included in the annex to Council of Ministers regulations of February 7, 1983. If you meet this and respective another conditions, you can gain even a fewer years of peaceful retirement. It is worth checking your employment past thoroughly, as you may be among the qualified.

Who belongs to the privileged group? Check the list of professions

The right to early retirement concerns 2 main professional groups. The first is people working in specific conditions, i.e. in an environment where hazard factors could have a crucial impact on their wellness and lower professional performance before reaching retirement age. This group includes, among another things, miners, metallurgists, asbestos workers or GOPR rescuers. Their work posed a direct threat to life and health, which the legislator included in the legislation.

The second category is the work about specific naturewhich required superior psychophysical performance. Its performance with age becomes impossible or importantly impeded. Interestingly, the list includes not only physical competitions. We will find here, for example, teachers, journalists, artists, musicians, dancers, as well as state control officers or professional soldierswho are not subject to separate pension schemes. It is crucial that the 1983 list of professions is closed and has not been updated, meaning that newer, even very burdensome professions, do not give the right to this benefit.

Three key conditions that had to be met by the end of 2008

In order to be able to apply for early retirement under old rules, a full of 3 basic criteria had to be met before 31 December 2008. Sadly, failure to fulfill 1 of them closes the way for this witnessing. This is what ZUS takes into account:

• Reaching the required age: Most commonly it is 55 years for women and 60 years for men. However, for any professions, especially artists, this threshold is much lower.
• Appropriate insurance placement: At least 20 years of premium and non-contributory periods for women and 25 years for men.
• Required traineeship under peculiar conditions: It's usually minimum 15 years full-time work in the profession.

An additional but equally crucial condition is not to join the Open Pension Fund (OFE). If the authorised individual belonged to OFE, he must apply for the transfer of funds collected on the sub-account in ZUS in full for the gross of the State budget. gathering all these requirements before the end of 2008 opens the anticipation of submitting a request for benefits at any time, even today.

The retirement age varies depending on the profession. Who gets the most?

The rules are peculiarly beneficial for those who prosecute artistic professions, where physical fitness is crucial for the continuation of careers. In any cases you can quit before you are 50. This is simply a real chance to end professional activity even 15-20 years earlier than in the general system.

Here are examples of age thresholds for selected professions:

• Dancers, acrobats and gymnasts: can quit at age 40 yearsIf they prove 15 years of artistic experience.
• Vocalists soloists, wind instruments musicians and wildlife trainers: the retirement age is 45 years for women and 50 years for men.
• Doll actors, choir members and jugglers: the anticipation of transition to age benefits 50 years (women) or 55 years (man).
• Actresses and conductors: may apply for retirement after completion 55 years of age.

Similar rules apply to another groups specified as Railwayrs, journalists or staff of state audit bodies (NIK). For them, the retirement age is typically 55 years for women and 60 years for men, provided that they have an adequate traineeship in the profession.

How to apply to ZUS? essential documentation and procedure

If you fishy that you may belong to a qualified group, you must initiate proceedings yourself. ZUS does not grant these benefits on an ex officio basis. A pension application (ZUS Rp-1E form) must be submitted together with a set of papers proving that all conditions are met. It is crucial that the periods of work are accurately documented under circumstantial conditions.

The most crucial papers to be attached to the application are:

• Work certificates or certificates from establishmentswhich clearly confirm the performance of work under circumstantial conditions or of a circumstantial nature. The paper must specify the position taken and the period of employment.
• Documentation confirming overall traineeship, i.e. all contribution and non-contributory periods.
• Remuneration certificateswhich will be utilized to calculate the amount of the benefit.
• Other documents, e.g. confirming periods of unemployment benefit, parental leave or military service.

ZUS very carefully verifies whether the name of the workplace from the work certificate is consistent with the 1 on the 1983 list. Any inaccuracy may be the basis for refusal, so it is so crucial to gather complete and reliable documentation.