One of the main objectives of this task is to halt identity theft. This is simply a situation in which individual uses our data, for example, a fake ID to sign a credit agreement in our name.
Recently, we can reserve our PESEL number, which makes it hard to live for criminals primarily in banks. Access to photos from the individual Evidence registry (RDO) would besides have a wider usage in another situations erstwhile individual impersonates us (e.g. erstwhile verifying identity on various websites or websites).
The government wants to make identity theft more difficult. It will let banks and another institutions to look at the ID database
According to the Ministry of Digital Affairs, which has discussed this with the private sector for years, access to biometric data will let for "the sealing of procedures for determining the identity of individuals, which will consequence in a crucial simplification in the number of frauds that happen peculiarly in the financial sector".
So simply the institution will be able to easy verify not only the data (such as PESEL), but besides the photograph from the identity document: whether it definitely coincides with that in the RDO.
It is now that a fraud may have forged evidence with another person's data, but with his own photo. The employee, for example, is not able to confirm whether it is real evidence (unless individual has previously reported identity theft).
According to the portal Dangerous.pl, the amendment will inactive not let to identify people, but will let to confirm the compatibility of the data on the paper with what is in the database. Not only in this respect it is not the perfect solution, but to take it better than nothing.
"Currently utilized in biometric photographs (en face) frequently look rather unusual and do not show lumps of the head in the way man sees them (for this reason a semiprofile was photographed once). The anticipation of downloading photographs from the RDO will answer 1 crucial question to the bank's worker – is there precisely the photograph that should be in the document?"
However, the solution is not ideal. "If a fraud is akin to a individual from the photograph and uses a real paper (i.e. stolen or lost) fraud will inactive be possible, but that does not mean that the government's thought is wrong. Anyone who reduces at least any of the extortions is good," concludes Dangerous.pl.
Who will have access to the individual Evidence Register? Not just banks
The list of institutions that will be able to access the RDO is rather large: banks, SKOK-i, lenders, payment service providers, telecommunications operators and providers of electronic recognition tools.
Access to the RDO will be "two-step". First, the institution checks that the data in the proof is correct. If the verification is positive, it will have access to the photographs from the last valid identity card of the individual concerned.
In the event of a negative consequence of verification or confirmation that the paper is invalid, it will receive an appropriate message and access to the photograph from the database will no longer be needed.
"The bill to amend the act on the informationization of the activities of entities carrying out public tasks and any another laws" is already ready and has just reached public consultation. We can read it in full on the Government Legislative Centre website and possibly make our own comments.
