Are the banks going to redeem their debts? There are changes to the Credit Act

Zdjęcie: Banki będą umarzać długi? Szykują się zmiany w ustawie o kredytach / ShutterStock


The Government Legislative Centre updated the bill on entities dealing with the handling and acquisition of credit. This is an crucial step in the implementation of the NPL Directive (Directive of the European Parliament and of the Council 2021/2167), which aims to harmonise the rules on the secondary trading of unpaid loans in the European Union. The fresh regulations may supply crucial support to borrowers, especially those facing difficulties in repaying consumer obligations.